Uber Integrates Revolut Pay for Seamless Account-to-Account Payments Across UK and Europe

Uber and Revolut have integrated account-to-account payments across the UK and Europe, allowing five million shared users to pay for rides and deliveries directly via the Revolut app. This expansion bypasses traditional card networks, offering biometric-secured transactions and enhanced loyalty rewards for high-frequency users within the Uber and Uber Eats ecosystems.

What was announced

The partnership expansion introduces Revolut Pay as a native payment method within the Uber app. This integration allows customers to authorize payments for rides and Uber Eats orders using biometric security—such as fingerprint or facial recognition—directly through their Revolut account. The rollout targets a significant cross-section of the market, specifically the five million customers who already use both platforms across European and British territories.

The technical foundation of the partnership relies on Revolut Pay’s account-to-account (A2A) infrastructure. According to the figures provided, this network maintains an average authorization rate of 98.5% and keeps payment drop-off rates below 5%. The system is designed to handle high-velocity transaction volumes across more than 33 currencies, providing instant transaction alerts and live spend tracking for users who need to manage transit and dining budgets in real-time.

A central component of the rollout is the integration of RevPoints, Revolut’s pan-European debit loyalty program. Between 11 November and 6 January, users will receive a 5x boost on RevPoints for every Uber transaction. In specific markets where ongoing boosters are active, this can result in a total 15x boost. These points are redeemable for cash discounts at Uber checkouts or for travel-related perks such as airline miles and hotel stays within the Revolut ecosystem.

"Partnering with Uber represents a massive step forward in redefining how our customers experience travel, delivery and premium convenience. Uber is a titan of modern transport and delivery, and by integrating Revolut Pay into their ecosystem, we are providing our customers with a new frictionless way to pay and track their Revolut transactions on Uber. Whether our shared customers are ordering a meal at home or navigating a new city abroad, we are ensuring they can choose the method of global payment that best matches their needs."

Alex Codina, General Manager of Merchant Acquiring at Revolut.

"At Uber, our goal is to make every journey as seamless as possible, and that extends directly to how our customers pay. Partnering with Revolut Pay gives our riders and eaters across the UK and Europe more choice, financial transparency, and exclusive rewards. We’re excited to be expanding our partnership with Revolut."

Karl Hebert, VP of Global Commerce at Uber.

The companies involved

Revolut has evolved from a digital travel card into a global bank, now serving over 80 million customers and 850,000 business clients worldwide. The company has aggressively expanded its product suite beyond core banking, recently moving into telecommunications and specialized merchant services. Its merchant acquiring arm, which powers Revolut Pay, is a key pillar of its strategy to capture more of the payments value chain by offering direct bank-to-bank settlements that compete with traditional card schemes.

Uber remains the dominant global force in ride-hailing and delivery, operating in 75 countries with 215 million monthly active platform consumers. The company has increasingly focused on "ecosystem" stickiness, using its Uber One membership and diverse payment options to maintain high retention rates. By partnering with major fintech players like Revolut, Uber is able to offer localized, low-friction payment methods that cater to a tech-savvy, international demographic. FF News has tracked the growth of both entities closely, with 34 previous reports on Uber and 266 on Revolut’s various market entries and product launches.

What FF News has reported before

FF News has documented Revolut’s rapid diversification and regulatory milestones over the past year. This includes Revolut Securing ECB Approval for Major European Restructuring and French Expansion, a move that solidified its banking credentials on the continent. The firm has also been active in the loyalty and lifestyle space, as seen when Revolut Disrupts Irish Telecom Market with 5G Mobile Plans and RevPoints Integration. Additionally, the company’s competitive positioning in the savings market was highlighted in coverage of how Scalable Capital Launches Fixed-Term Deposits in Austria to compete with Revolut’s rates. More recently, the brand’s marketing reach was on display as Revolut Unveiled a Bespoke Audi F1 Livery for the São Paulo Grand Prix.

What this means

This partnership is a significant indicator that account-to-account (A2A) payments are moving from a niche fintech alternative to a mainstream merchant requirement. For a high-volume merchant like Uber, the 98.5% authorization rate offered by Revolut Pay is a direct challenge to the traditional card duopoly of Visa and Mastercard, which often face higher friction and cost in cross-border scenarios. By tying A2A adoption to a loyalty program like RevPoints, Revolut is solving the "incentive gap" that has historically slowed the adoption of direct bank payments. The industry should expect increased pressure on traditional payment processors as more "titans" of the gig economy seek to own the full payment experience.