Silverflow Migrates 17% of secupay POS Volume to Cloud-Native Processing Platform

German payment provider secupay has migrated 17% of its point-of-sale transaction volume and over 1,800 merchants to Silverflow’s cloud-native card processing platform. The transition highlights a shift toward modern infrastructure as secupay prepares to expand into e-commerce, providing a scalable foundation for its next generation of merchant services.

What was announced

German payment provider secupay is transitioning its core processing infrastructure to Silverflow, a cloud-native card acquiring processing platform. Since the partnership went live earlier this year, secupay has successfully migrated 1,800 merchants to the new system. This represents 17% of the provider's total point-of-sale (POS) transaction volume.

The migration is part of a broader strategy to modernize secupay’s payments business. By replacing legacy systems with Silverflow’s cloud infrastructure, the German firm aims to increase flexibility for its existing POS merchant base while building the technical foundation required for an upcoming expansion into e-commerce. The move allows secupay to leverage a modern technology stack that is better suited for scaling operations compared to traditional, fragmented processing systems.

The technology ecosystem supporting this growth includes a combination of Silverflow’s processing capabilities and the Episode 6 platform. This integrated stack is designed to support secupay’s activities across both issuing and acquiring channels. As the migration continues, secupay intends to move the remainder of its merchant and transaction activity onto the platform to facilitate the development of new payment services. The collaboration focuses on the German market but provides the scalability necessary for broader channel expansion as the company develops its next generation of payment offerings.

"As our payments business continues to scale, having flexible and modern processing infrastructure is increasingly important. We have now migrated over 1,800 merchants and 17% of our POS transaction volume to Silverflow, with the migration still underway. This gives us a strong foundation for our next phase of growth and the expansion of our offering into e-commerce."

Eric Weiß, Member of the Executive Board, secupay AG.

The companies involved

secupay AG is an established payment service provider based in Germany, operating as both an acquirer and an issuer. The company provides payment processing solutions for physical retail, e-commerce, and mobile platforms, maintaining a significant presence in the German domestic market. It focuses on providing integrated payment solutions for merchants and marketplaces, often acting as a bridge between traditional banking infrastructure and modern digital requirements. The firm is known for its cross-channel capabilities, supporting various payment methods prevalent in the DACH region.

Silverflow is a Netherlands-based fintech that provides a cloud-native platform for card acquiring processing. Unlike traditional processors that often rely on legacy technology stacks built decades ago, Silverflow’s platform is designed to sit directly behind the card networks, offering a single API for global processing. This approach allows for more granular data access and faster deployment of new features compared to older, fragmented systems. The company has positioned itself as a modern alternative for acquirers, payment service providers, and merchants looking to upgrade their backend infrastructure without the complexity of building their own proprietary processing engines from scratch.

What FF News has reported before

FF News has followed Silverflow’s rapid expansion closely, documenting its efforts to modernize the global acquiring landscape. We recently covered how Silverflow and secupay Scale Partnership as 1,800 Merchants Migrate to Cloud Platform. The company has also been active in the North American market, as seen when Silverflow Hires Ex-Adyen Jay Diamonon as VP of Sales to Drive US Expansion following a significant Series B funding round.

The provider has also focused on collaborative product launches, including when Silverflow and Hypergate Partner to Launch Cloud-Native Acquiring Solution for Financial Institutions. Additionally, the firm has strengthened its European footprint through various regional alliances, such as when Silverflow and Griner Expand Partnership to Accelerate European Payment Processing.

What this means

This migration highlights a growing trend among established European payment providers to abandon legacy "black box" processing systems in favor of cloud-native alternatives. For secupay, the decision to move nearly a fifth of its POS volume to Silverflow suggests that the limitations of older infrastructure are becoming a bottleneck for scaling into multi-channel commerce. The German market, often characterized by its reliance on traditional banking structures, is seeing increased pressure from agile, data-first processors. This partnership raises questions for other regional incumbents: can they continue to compete on local relationships alone, or will the technical debt of legacy processing eventually force a wholesale industry migration to cloud-based infrastructure?