Silverflow and secupay Scale Partnership as 1,800 Merchants Migrate to Cloud Platform

German payment provider secupay has migrated 17% of its point-of-sale transaction volume to Silverflow’s cloud-native card processing platform. The partnership, which has already transitioned over 1,800 merchants, aims to modernize secupay’s infrastructure as it prepares to expand its offering from physical retail into the e-commerce sector.

What was announced

Secupay is utilizing Silverflow’s modern card acquiring processing platform to scale its payments business and enhance its merchant services. Since the platform went live earlier this year, the migration has already reached a significant milestone with 17% of secupay's total POS transaction volume now processed through Silverflow. This transition involves more than 1,800 merchants who have been moved to the new system to date.

The partnership is designed to replace or augment legacy systems with cloud-native card processing infrastructure. This move serves as a foundation for secupay’s planned expansion into the e-commerce space. By moving away from traditional processing constraints, the provider seeks greater flexibility in how it handles merchant and transaction activity. The collaboration is part of a broader technological overhaul for secupay, which also includes the Episode 6 platform. This combined technology stack is intended to support the company’s growth across various payment channels, ensuring that the infrastructure can handle the next generation of payment services as more merchants are brought onto the platform.

"As our payments business continues to scale, having flexible and modern processing infrastructure is increasingly important. We have now migrated over 1,800 merchants and 17% of our POS transaction volume to Silverflow, with the migration still underway. This gives us a strong foundation for our next phase of growth and the expansion of our offering into e-commerce."

Eric Weiß, Member of the Executive Board, secupay AG

The companies involved

Silverflow is a cloud-native card processing platform designed to provide a direct connection to card networks, bypassing the legacy technology stacks that often slow down innovation in the acquiring space. Headquartered in Amsterdam, the company has established itself as a significant player in the fintech ecosystem, offering a unified platform for acquirers and payment service providers. Its architecture is built to handle the complexities of modern data requirements and global scaling.

Secupay AG is an established German payment provider with a dual focus on both issuing and acquiring services. The company has a long-standing presence in the German market, particularly within the point-of-sale (POS) sector. By integrating Silverflow’s technology, secupay is positioning itself to bridge the gap between traditional physical retail payments and the digital requirements of modern e-commerce. The firm operates within a competitive European landscape where the demand for integrated, multi-channel payment solutions is rapidly increasing among mid-market and enterprise merchants.

What FF News has reported before

FF News has tracked Silverflow’s rapid expansion and partnership strategy extensively. Recently, we reported that Silverflow Hires Ex-Adyen Jay Diamonon as VP of Sales to Drive US Expansion, highlighting the firm's ambitions beyond the European market following a $40 million Series B funding round. The company has also been active in product development, as seen when Silverflow and Hypergate Partner to Launch Cloud-Native Acquiring Solution for Financial Institutions. Other notable collaborations include when Silverflow and Griner Expand Partnership to Accelerate European Payment Processing and the news that Finsei Launches Integrated Card Acquiring to Simplify Merchant Payment Ecosystems using Silverflow’s technology.

What this means

This migration highlights the increasing pressure on traditional payment providers to abandon legacy on-premise systems in favor of cloud-native agility. In a market like Germany, which has historically been dominated by established, often rigid processing frameworks, secupay’s shift suggests that even regional incumbents recognize that POS dominance is no longer enough. The real battleground is now the ability to offer a unified experience across physical and digital storefronts. For the wider industry, this move signals that the modernization of the back-end is moving from a luxury to a survival requirement. It raises questions for other European processors about how long they can maintain market share without similar infrastructure overhauls.