Piermont Bank and MassPay Partner to Streamline Global Payouts Across 180 Countries

Piermont Bank and MassPay have partnered to integrate regulated banking infrastructure with global payout orchestration. For fintech professionals, this collaboration highlights the growing necessity of bank-fintech models to solve complex cross-border payment hurdles, enabling businesses to scale across 180 countries without the traditional friction of multi-market onboarding and compliance.

What was announced

Piermont Bank, a digital-first commercial institution, has entered a partnership with MassPay to streamline domestic and international money movement for growing businesses. The collaboration combines Piermont’s embedded banking capabilities—specifically its payment rails and settlement services—with MassPay’s payout orchestration platform. This integration is designed to address the complex demands of modern enterprises, which must manage payments for suppliers, marketplace sellers, and distributed workforces across a variety of methods.

The partnership provides a pathway for businesses to execute payouts in more than 180 countries. By leveraging Piermont’s regulated infrastructure, MassPay aims to reduce the onboarding and compliance hurdles that typically force companies to expand market-by-market. The announcement follows a period of rapid scaling for MassPay, which reported a 510% year-over-year increase in payout volume and a 112% increase in revenue during the third quarter of 2026. This growth underscores a significant market appetite for flexible, cross-border financial services that can keep pace with the needs of small and medium-sized businesses (SMBs). The joint effort focuses on providing a single path for global payments, allowing fintechs to build specialized solutions while utilizing the safety of a regulated banking framework.

"Successful bank–fintech partnerships start with understanding what each partner does best and how those strengths can come together to solve real business challenges,"

Wendy Cai-Lee

The companies involved

Piermont Bank operates as a digital-first commercial bank, positioning itself as a provider of trusted financial infrastructure for fintech innovators. Led by Founder and CEO Wendy Cai-Lee, the bank focuses on embedded banking services that allow third-party platforms to scale financial products within a regulated environment. Unlike traditional legacy institutions, Piermont is built to integrate directly with technology-driven partners, providing the underlying settlement services and payment rails necessary for high-volume commercial activity.

MassPay is a global payout orchestration platform that enables businesses to send payments to contractors, employees, and vendors worldwide. Under the leadership of CEO Ran Grushkowsky, the company has focused on removing the friction associated with international money movement, such as currency conversion and local compliance. MassPay’s platform is designed to support a wide range of payment methods across nearly 200 countries, catering specifically to the gig economy, global marketplaces, and companies with distributed workforces. The firm has recently seen explosive growth, positioning itself as a central player in the movement to simplify the global money movement loop for businesses of all sizes.

What FF News has reported before

FF News has closely followed MassPay’s rapid expansion and technical integrations over the past year. In October 2026, we reported that MassPay Q3 Payout Volume Surges 510% as Global Money Movement Loop Closes, highlighting the company's significant revenue gains. This followed a strategic move where Bottomline and MassPay Partner to Embed Secure Paymode Vendor Payments, expanding the platform's reach into virtual cards and premium ACH.

Additionally, the company has focused on the gig economy, as seen when MassPay Integrates Cash App to Deliver Instant Payouts for Gig Workers and Marketplaces. Earlier that month, the platform addressed a major pain point in international trade when MassPay Eliminates Double Conversion Fees with Single FX Hop Payouts to 180 Countries, a development that directly complements its new partnership with Piermont Bank.

What this means

This partnership signals a maturing of the "Bank-as-a-Service" (BaaS) landscape, moving away from simple white-labeling toward deep infrastructure integration. By tethering MassPay’s orchestration layer to Piermont’s regulated rails, the duo is directly challenging legacy correspondent banking networks that remain too slow and expensive for the gig economy. The massive 510% volume growth reported by MassPay suggests that the bottleneck in global commerce isn't a lack of markets, but a lack of efficient payment plumbing. However, as these volumes surge, the industry faces an open question: can specialized digital banks maintain the necessary compliance rigor without stifling the very speed that makes these fintech partnerships attractive?