Accertify and Ping Identity Partner to Combat Account Takeover with Real-Time Fraud Intelligence

Accertify has integrated its fraud prevention technology with Ping Identity’s PingOne DaVinci orchestration service to secure the earliest stages of the digital user journey. By embedding real-time risk scoring into account opening and login events, fintech firms can now block sophisticated account takeover attempts and synthetic identity fraud without introducing friction for legitimate users.

What was announced

The integration introduces a new DaVinci connector that brings Accertify’s Account Protection event-scoring directly into existing identity flows. This allows enterprises to evaluate risk during high-stakes moments such as signups and logins. The system uses combined intelligence to determine whether a user should be approved, challenged with additional authentication, or blocked entirely.

Because the solution is delivered as a low-code Marketplace connector, Ping Identity customers can implement these fraud decisioning capabilities without requiring custom backend development. This reduces the technical overhead typically associated with deploying multi-layered security protocols. The partnership targets large enterprises that manage complex digital ecosystems and requires a balance between security and user experience. By leveraging DaVinci’s drag-and-drop design interface, security teams can orchestrate digital user journeys across multiple applications and ecosystems.

This move specifically addresses the "pre-payment" phase of fraud, where bad actors attempt to establish a foothold through account creation or by gaining access to existing legitimate accounts. By screening these events in real-time, the integration aims to stop fraud before a transaction is even attempted.

The companies involved

Accertify, currently owned by private equity firm Accel-KKR, is a prominent player in the fraud prevention and chargeback management space. The company has historically focused on protecting global merchants and financial institutions from the financial fallout of fraudulent transactions. Its suite of tools spans the entire transaction lifecycle, from initial account creation to post-payment disputes. Accertify has built a reputation for leveraging deep data insights to distinguish between genuine customers and malicious actors in high-volume environments.

Ping Identity, a portfolio company of Thoma Bravo, is a leader in the Identity and Access Management (IAM) sector. The firm specializes in securing digital identities for large-scale enterprises, providing tools for single sign-on, multi-factor authentication, and identity orchestration. Ping Identity has established itself as a critical layer in the enterprise security stack, particularly for organizations navigating the complexities of hybrid and multi-cloud environments. Together, these two entities represent a significant intersection between transaction security and identity verification, reflecting a broader market trend where the boundaries between fraud prevention and identity management are increasingly blurred to combat sophisticated cyber threats.

What FF News has reported before

FF News has tracked the expansion of both companies as they adapt to an increasingly automated threat landscape. We previously covered how Accertify Launches New Partner Program to Unify Fraud Prevention and Payment Orchestration, a move designed to broaden its reach within the payments ecosystem. The company also recently Achieved HIPAA Compliance to secure the health savings account market. Meanwhile, Ping Identity’s research has highlighted the growing skepticism toward automated systems, noting that Only 3% of Brits Trust AI Agents to Act Without Human Approval. This sentiment underscores the importance of the secure yet seamless experiences Ping aimed for with its Zero-Knowledge Biometrics milestone earlier this year.

What this means

This integration signals a necessary shift in the industry: fraud prevention can no longer be treated as a post-script to the payment process. As synthetic identity fraud and automated account takeovers rise, the "front door" of an application is now the primary battleground for security teams. By moving fraud decisioning directly into the identity orchestration layer, the industry is moving toward a "continuous trust" model. This puts significant pressure on traditional, siloed fraud vendors who only look at transaction data. The open question for the sector is whether low-code orchestration can truly keep pace with the speed of AI-driven attacks without eventually requiring the very custom development this partnership seeks to eliminate.