Mastercard and AFS Launch Integrated Corporate Payment Solutions in UAE and Egypt
By Lauren Towner · 5 August 2026
In brief: Mastercard and AFS have launched an integrated corporate credit card and expense management solution in the UAE and Egypt, featuring SoftPOS and real-time spending controls via the AFS Pro app.
| Primary Markets | UAE and Egypt |
|---|---|
| Core Technology | AFS Pro mobile app and SoftPOS |
| Product Types | Corporate credit and prepaid cards |

Quick Summary
Mastercard and AFS have partnered to launch corporate credit cards and prepaid solutions in the UAE and Egypt. Integrated with the AFS Pro app, this ecosystem allows businesses to manage corporate spending, accept contactless payments via SoftPOS, and automate expense reporting through a single digital-first platform.
How Does the Mastercard and AFS Partnership Simplify Corporate Spending?
The collaboration introduces a unified payment ecosystem that bridges the gap between issuing and acquiring. By integrating corporate credit cards directly into the AFS Pro mobile app, businesses in the UAE and Egypt can now manage the entire financial lifecycle from a single interface. This eliminates the need for fragmented systems, allowing finance teams to reduce manual processes and gain real-time visibility into company outgoings.
- Real-time monitoring of all corporate card transactions.
- Custom spending controls to prevent unauthorized employee expenses.
- Seamless integration with existing financial institution infrastructures.
What Features Does AFS Pro Offer for Merchant Acceptance?
Beyond simple expense management, the platform empowers merchants with advanced acceptance tools. The inclusion of SoftPOS technology allows business owners to turn smartphones into payment terminals, facilitating contactless transactions without additional hardware. Furthermore, the Pay-by-Link functionality secures remote e-commerce sales, ensuring that businesses can capture revenue across multiple digital channels efficiently.
- SoftPOS (Tap-to-Phone) for instant contactless payment acceptance.
- Pay-by-Link for secure remote and e-commerce transactions.
- Actionable business insights via real-time POS transaction dashboards.
Why is This Ready-to-Deploy Solution Critical for Financial Institutions?
Banks and financial institutions in the EEMEA region face increasing pressure to provide digital-first business tools. This partnership offers a ready-to-deploy solution that combines card programs with merchant services, requiring minimal integration complexity. By leveraging this scalable platform, institutions can offer a differentiated business proposition without the heavy lifting of internal development, speeding up time-to-market for essential corporate financial services.
FF NEWS TAKE:
This partnership significantly moves the needle for corporate credit cards in the Middle East. By merging issuing and acquiring into one app, Mastercard and AFS are tackling the fragmentation that plagues SME and corporate finance. The inclusion of SoftPOS is a masterstroke for the Egyptian and UAE markets, where mobile-first business operations are rapidly becoming the standard. This is a robust blueprint for regional fintech scaling.
Frequently asked questions
What is the AFS Pro app and how does it help businesses?
The AFS Pro app is a unified digital platform that allows businesses to manage corporate credit cards and accept payments. It provides real-time transaction monitoring, spending controls, and expense management, alongside merchant tools like SoftPOS and Pay-by-Link to streamline both payables and receivables.
Which countries are included in the Mastercard and AFS rollout?
The integrated corporate payment offering is set for an initial rollout in the United Arab Emirates (UAE), followed by a subsequent launch in Egypt. The partnership aims to digitize financial operations for businesses across these two key growth markets.
Can merchants accept payments using their smartphones with this solution?
Yes, the AFS Pro app includes SoftPOS (Tap-to-Phone) technology. This feature enables merchants to accept contactless payments directly on their smartphones, eliminating the need for traditional POS hardware and facilitating easier transactions for small and medium-sized businesses.
About the companies
Mastercard
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Companies in this story: AFS, Mastercard, Arab Financial Services
People in this story: Samer Soliman