emerchantpay Reports 26% Growth in Processing Volume Driven by Strategic Merchant Wins

Global payment service provider emerchantpay has recorded a 25.7% year-on-year increase in processing volume for Q3 2026. For fintech professionals, this double-digit growth underscores a shifting merchant preference toward integrated, scalable infrastructure that handles complex cross-border requirements and secure pay-outs, moving beyond simple transaction processing to drive actual sales performance and customer retention.

What was announced

emerchantpay’s performance in the third quarter of 2026 highlights a significant uptick in activity, with processing volumes rising by 25.7% compared to the same period the previous year. This was accompanied by a 24.9% increase in the total number of transactions processed. The company attributes this momentum to two primary factors: the successful conversion of new strategic merchant partners and the sustained expansion of services provided to its existing customer base.

A key component of this growth has been emerchantpay’s increased investment in products tailored for larger, more complex enterprises. This includes a dedicated pay-out solution designed for platform-based businesses, which facilitates secure, scalable payments to both individual and corporate sellers. As merchants move into new geographies, the provider’s infrastructure is positioned to manage market-specific requirements, varying customer preferences, and higher transaction volumes.

The company’s trajectory has been reflected in several industry accolades throughout 2026. emerchantpay was named Fintech of the Year at The Brit Fintech Awards and secured two wins at The FinTech Awards for its contributions to personal banking, hospitality, and catering sectors. Furthermore, the firm has been shortlisted for two categories at the upcoming Banking Tech Awards 2026, including Best Digital Solution Provider PayTech and UK PayTech of the Year.

"These results show that merchants want more from their payments partner. Checkout performance now has a direct impact on sales and customer retention, so merchants are choosing partners who can help them grow, not just process payments. Our growth this quarter reflects new strategic wins and existing customers trusting us with more of their business."

Alexander Berrai, Deputy CEO at emerchantpay

The companies involved

emerchantpay is a global payment service provider that focuses on delivering end-to-end payment solutions to merchants across various industries. The company positions itself as a partner that provides not only the technology for processing transactions but also the payment expertise and human support necessary for businesses to scale internationally. By offering a range of services from acquiring and gateway solutions to alternative payment methods and fraud management, emerchantpay has established a significant footprint in the fintech ecosystem.

The firm operates in an increasingly competitive market where the ability to handle complex, multi-market requirements is a primary differentiator. Its focus on "smarter and safer" solutions aligns with the industry-wide push toward reducing friction at the checkout while maintaining high security standards. With a history of coverage in FF News, including 20 dedicated reports on its partnerships and market research, the company has become a consistent voice in the discussion regarding payment performance and the evolving needs of large-scale digital commerce.

What FF News has reported before

FF News has previously covered emerchantpay’s efforts to modernise specific industry verticals, such as when emerchantpay and LoopingOne Partner to Digitise High-Value Payments for Motorhome Depot. This collaboration focused on streamlining high-ticket transactions through digital channels to improve the buying experience in the automotive sector.

Beyond product launches, the company has been a frequent source of data regarding the security landscape. Earlier in 2026, emerchantpay highlighted the risks of the digital economy, reporting that Holidaymakers Face Surge in AI-Powered Social Media Travel Scams as Fraud Losses Hit £1.28 Billion. This was part of a broader series of research which found AI-Powered Fraud Surge: 58% of Londoners Targeted by Scams and warned that Gen Z at Risk: emerchantpay Research Reveals Surge in World Cup Ticket Fraud and Travel Scams.

What this means

These Q3 figures suggest that the "commoditisation" of payment processing is reaching a breaking point. Merchants are no longer satisfied with simple connectivity; they are demanding partners that act as growth engines. The 25.7% growth in volume indicates that emerchantpay is successfully capturing market share from legacy providers who may lack the agility to support complex, multi-market payout structures. This puts significant pressure on traditional acquirers to evolve their service models beyond basic transaction fees. The industry is moving toward a model where payment performance is a core KPI for retail success, raising the question of how many providers can actually deliver the human support and bespoke infrastructure merchants now require.