Adyen and Raptor Partner to Launch Embedded Payments for Singapore’s Service Sector
By Ali Paterson · 27 January 2026

Quick Summary
Adyen has partnered with Raptor to integrate embedded payments into its POS platform, serving over 7,000 hospitality businesses across APAC. This collaboration solves reconciliation pain points for Singaporean SMBs by unifying operational and financial data into a single, streamlined reporting interface for better customer insights.
How Does Adyen for Platforms Solve SMB Reconciliation Issues?
Embedded payments serve as the bridge between fragmented sales data and financial clarity. By integrating Adyen’s financial technology directly into the Raptor POS system, businesses can eliminate the manual labor associated with cross-channel reconciliation. This is a critical upgrade, as research shows 75% of Singaporean SMBs struggle with payment matching across different sales channels.
- Consolidated reporting provides a 360-degree view of the customer journey.
- Support for global and local payment methods ensures no lost sales at checkout.
- Automated data flows reduce operational overhead for hospitality staff.
What Results Has Natureland Delivered via This Integration?
The wellness giant Natureland is leveraging this partnership to scale its digitalization strategy across 15 locations. By implementing an online reservation system powered by embedded payments, the brand allows customers to secure bookings with deposits instantly. This move addresses the 29% of SMBs who prioritize varied payment support as their most valued SaaS feature.
- Deployment across 15 island-wide outlets in Singapore.
- Integration of online deposits to reduce no-shows.
- Seamless omnichannel experiences for both local and tourist clientele.
“Digitalization is a key focus for us as we continue to evolve our operations,” said Fion Wu, Managing Director of Natureland. “Strengthening our payment capabilities is part of this focus, as it enables us to offer customers a secure and smooth payment experience across our outlets.”
Why Are Traditional Service Providers Evolving Into Fintechs?
The shift from pure SaaS to embedded payments allows providers like Raptor to offer a unified platform that manages both the front-of-house and the back-office wallet. This evolution creates a more resilient ecosystem where the platform provider captures more value while the merchant gains intelligent data analytics to drive growth.
“Collaborating with Raptor allows us to bring our payments innovation to a broader spectrum of businesses across the region,” said Ben Wong, General Manager of Southeast Asia and Hong Kong, Adyen. “Additionally, when traditional service providers evolve into fintechs, they do more than just retaining their platform users; they fuel a more resilient and scalable merchant ecosystem.”
FF NEWS TAKE:
This partnership definitely moves the needle by proving that embedded payments are no longer a luxury but a survival requirement for SaaS platforms. By turning Raptor’s 7,000+ users into a fintech-enabled network, Adyen is successfully capturing the massive SMB market in Southeast Asia. For the hospitality sector, the ability to merge POS data with payment insights is the ultimate competitive advantage in a post-digital world.
Companies in this story: L'Oréal, Meta, Klook, YouGov, Natureland, Adyen, LVMH, Uber, Grab, SHEIN, Raptor, Cathay Pacific, Singapore Airlines
People in this story: Ben Wong, Fion Wu, Leslie Tan