AI Fintech Stuut Secures $52.5M Series B to Unlock Enterprise Cash Flow

Stuut has secured $52.5 million in Series B funding to scale its AI-driven order-to-cash platform, addressing the $16 trillion currently locked in unpaid global receivables. For fintech leaders, this highlights a shift toward autonomous finance where agentic AI moves beyond simple automation to handle complex, multi-system investigations that traditionally drain enterprise resources and revenue.

What was announced

Stuut’s $52.5 million Series B round was led by Insight Partners, with participation from Andreessen Horowitz, M12 (Microsoft’s Venture Fund), and Activant. This brings the company’s total funding to $93 million, arriving just ten months after its Series A. The platform automates the entire order-to-cash lifecycle, including collections, cash application, payments, disputes, and deductions. By integrating with existing ERPs, CRMs, and bank accounts, Stuut aims to recover the estimated 5% of revenue lost to broken billing processes—a figure that reaches $1 trillion annually across the Fortune 500.

The platform currently serves over 150 customers, including Fortune 50 and Fortune 500 enterprises like Verifone, Honeywell, and ZoomInfo. Performance metrics indicate that 81.7% of outbound collections activity is now autonomous, while 95% of incoming payments are matched automatically. For users like Bishop Lifting, which deployed the system across 45 branches, this has resulted in a 35% reduction in overdue receivables and $3 million in unlocked working capital. Stuut is also expanding its reach through strategic partnerships with firms such as Fiserv and EY to accelerate deployment. The technology builds a "living memory" of customer payment behaviors and portal requirements, allowing it to reconcile cash and resolve missing POs or bad order data without human intervention.

"Stuut gives our finance team the reach to handle thousands of invoices and entities worldwide — without asking us to change how we work. It fits naturally into our existing ERP, respects the controls and audit trails we've built, and gives us confidence that its AI solution can work inside those guardrails, not around them,"

Chris Dichiara, Chief Financial Officer at Verifone.

The companies involved

Stuut is an AI-native platform focused on enterprise financial operations. Its rapid funding trajectory is backed by some of the most prominent names in venture capital, including Insight Partners and Andreessen Horowitz, both of which maintain significant portfolios in the fintech and enterprise software sectors. Microsoft’s involvement through M12 further underscores the platform's alignment with enterprise cloud ecosystems.

The company operates alongside major industry incumbents and partners. Fiserv, a global leader in payments and financial technology, provides critical infrastructure for the platform’s payment and receivables capabilities. EY, a "Big Four" accounting firm, brings its working capital expertise to the partnership, helping large-scale enterprises integrate autonomous execution into their existing financial controls. Other participants in the round, such as Activant, contribute to a diverse backing that spans traditional finance and modern software-as-a-service. This ecosystem positioning allows Stuut to sit atop legacy systems like SAP, which are common among its Fortune 500 client base, while providing a modern automation layer that does not require a full rip-and-replace of underlying ERP infrastructure.

What FF News has reported before

FF News has extensively tracked the activities of Stuut’s partners and investors. We recently covered how Fiserv Launches Digital Asset Platform with Bank of North Dakota’s Roughrider Coin, highlighting the firm's expansion into programmable money. Additionally, we reported on the collaboration between Trulioo and Fiserv Partner to Streamline Global Merchant Onboarding and Identity Verification, which mirrors the push for global scalability seen in Stuut's latest announcement. Our coverage of the broader enterprise finance space also includes Jeeves Secures $110M to Scale Stablecoin-Native Banking for Global Enterprises, illustrating the high investor appetite for platforms that solve cross-border liquidity and operational friction for large-scale businesses.

What this means

This announcement signals that the "agentic AI" era in fintech has moved from theoretical pilots to enterprise-scale deployment. By focusing on the "unpaid receivables" problem, Stuut is attacking a massive inefficiency that legacy ERP systems have failed to solve for decades. The pressure is now on traditional accounts receivable software providers to prove they can offer more than just a dashboard. If autonomous agents can truly handle 80% of collections without human oversight, the role of the corporate credit department will shift permanently toward exception management. The key question for the sector is whether these AI layers will eventually render the underlying legacy ERPs as mere databases, stripping them of their operational value.