Sahl and Klivvr Partner to Streamline Digital Installment Payments for Egyptian Consumers
By Lauren Towner · 28 July 2026

Quick Summary
Sahl and Klivvr have partnered to enable digital installment payments for Egyptian consumers. This integration allows Klivvr users to settle their financing commitments directly through the Sahl app, streamlining financial inclusion in Egypt by combining flexible lending with a robust, multi-service digital payment infrastructure for 700,000+ users.
How Does the Sahl and Klivvr Partnership Simplify Digital Installment Payments?
Digital installment payments are now more accessible as Klivvr integrates its financing solutions directly into the Sahl mobile ecosystem. This collaboration allows users to manage their recurring financial commitments from a single interface, removing the friction typically associated with manual loan repayments. By leveraging Sahl's infrastructure, Klivvr customers gain a secure payment gateway available 24/7, which is critical for maintaining credit health in a rapidly digitizing economy.
- Seamless repayment integration for BNPL and consumer loans.
- Access to over 200 payment services within the Sahl app.
- Enhanced user experience through a unified financial dashboard.
What Impact Does This Have on Financial Inclusion in Egypt?
This partnership directly supports financial inclusion in Egypt by bridging the gap between credit access and payment execution. As the Egyptian government pushes for a cashless economy transition, providing reliable digital channels for debt servicing is essential. Sahl’s use of NFC technology for utility recharges, combined with Klivvr’s AI-powered financial assistant, K.ai, ensures that even underbanked segments can navigate modern financial services with greater confidence and transparency.
- Support for prepaid utility meters via NFC in under one minute.
- Financing options reaching up to EGP 15 million for high-value purchases.
- A network of over 1,000 merchant partners across the country.
What Results Has Klivvr Delivered in the Egyptian Market?
Klivvr has demonstrated significant fintech market growth since receiving Central Bank of Egypt approval in 2023. The company has successfully scaled its Buy Now, Pay Later (BNPL) services, offering repayments over 60 months. With a user base now exceeding 700,000 customers, the firm is utilizing AI and integrated rewards to drive engagement. The partnership with Sahl acts as a force multiplier, ensuring these 700,000 users have the most efficient repayment channels available in the region.
FF NEWS TAKE:
The partnership between Sahl and Klivvr definitely moves the needle for financial inclusion in Egypt. By connecting a major payment aggregator with a high-growth lender, they are solving the 'last mile' problem of digital credit: repayment friction. As digital installment payments become the norm, this integrated approach sets a benchmark for other MENA fintech hubs looking to reduce cash reliance and improve consumer credit cycles.
Companies in this story: Sahl, Central Bank of Egypt, Klivvr