Merchants Eye — Payments & Ecommerce News

Riyadh Air Debuts RX Pay: A Digital-First Branded Card for Global Rewards

By Lauren Towner · 24 July 2026

Press Release: Riyadh Air Debuts RX Pay: A Digital-First Branded Card for Global Rewards | Featured Image by FF News

Quick Summary

Riyadh Air has launched RX Pay, a digital-first branded card suite developed with Mastercard and Saudi banks. This travel rewards card allows guests to earn and redeem Sfeer Points on everyday spending globally, offering features like multi-currency support and flexible installments to redefine the modern travel experience.

How Does RX Pay Transform the Travel Rewards Card Experience?

RX Pay represents a shift from traditional co-branded airline cards by offering a product designed entirely by Riyadh Air. Instead of simply white-labeling a bank product, the airline has built a seamless payment ecosystem that integrates directly with its loyalty program, Sfeer Points. This travel rewards card ensures that hospitality extends from the cabin to the consumer's daily life.

  • Global Acceptance: Operates anywhere the Mastercard network is accepted.
  • Flexible Redemption: Points can be used for flights or any retail purchase.
  • Financial Flexibility: Includes multi-currency capability and split payment options.

What Role Does Mastercard Play in This Digital-First Launch?

As the exclusive partner for the initial rollout in Saudi Arabia, Mastercard provides the underlying infrastructure for RX Pay. This partnership enables Riyadh Air to function as a digitally native carrier, offering security and global scale from day one. The travel rewards card is designed to scale alongside the airline’s goal of reaching 100 global destinations by 2030.

  • Exclusivity Agreement: Initial launch focused on the Saudi Arabian market.
  • Security Standards: Leverages Mastercard’s global security and acceptance footprint.
  • Future Expansion: Built to onboard local bank partners in new international markets.

How Does Riyadh Air Support Modern Consumer Spending?

The RX Pay suite is tailored for the modern digital traveler who demands more than just flight discounts. By incorporating flexible instalment options and multi-currency features, Riyadh Air is positioning itself as a lifestyle financial partner rather than just a transport provider. This strategy focuses on high-frequency engagement through everyday retail spending.

  • Sfeer Points: Earned on everyday purchases, not just airline bookings.
  • Instalment Plans: Managed through leading Saudi banks for easier travel budgeting.
  • Phased Rollout: Starting in KSA before moving to a global network.

FF NEWS TAKE:

Riyadh Air is proving that being "digitally native" isn't just a buzzword; it’s a business model. By launching a travel rewards card like RX Pay that functions as a standalone financial tool, they are bypassing the limitations of legacy airline loyalty programs. This move moves the needle by treating payments as a core part of the guest experience, potentially forcing established carriers to rethink their rigid, flight-centric reward structures.

Companies in this story: Mastercard, Riyadh Air

People in this story: Adam Boukadida, Adam Jones

More from News