Paypercut Secures €5M Seed Round to Scale CEE Payment Infrastructure

Quick Summary

Paypercut has raised a €5M seed round to scale its Central and Eastern Europe payments platform. By providing a single integration for cards, local methods, and BNPL, Paypercut helps online merchants overcome regional fragmentation and high cross-border fees through unified financial infrastructure and stablecoin-based settlement rails.

How Does Paypercut Solve CEE Payment Fragmentation?

Paypercut eliminates the localisation headache for online merchants by offering a full payments stack through a single API integration. Historically, businesses expanding across Central and Eastern Europe faced a web of legacy rails and fragmented providers, leading to €4 billion annually in cross-border fees. Paypercut solves this by providing:

• Unified access to card payments and local payment methods across eight markets.
• Automated onboarding that reduces weeks of paperwork into just a few days.
• Multi-currency settlement and billing managed from a single dashboard.

By front-loading the complexity of regional commerce realities, Paypercut allows merchants to scale without starting their payment infrastructure from scratch in every new country.

What Results Has Paypercut Delivered for Merchants?

Since its pre-seed round in 2025, Paypercut has successfully transitioned from a BNPL aggregator to a comprehensive payments platform. The company currently supports over 200 active merchants across the CEE region. A key innovation driving growth is the new Express Checkout feature, which:

• Enables one-tap biometric payments via Apple Pay and Google Pay.
• Reduces mobile checkout abandonment by moving the payment moment to the product page.
• Lowers chargeback rates while ensuring card data never touches merchant servers.

These metrics demonstrate a meaningful shift in how CEE merchants compete for mobile-first consumers, moving beyond incremental updates to world-class execution.

How Will the €5M Seed Round Accelerate Expansion?

The €5M seed round, co-led by Concentric, Passion Capital, and Araya Ventures, brings total funding to €7M. This capital is earmarked for securing an EMI licence from the Central Bank of Ireland by Q4 2026, which will allow Paypercut to hold customer balances directly. Furthermore, the company is developing stablecoin-based rails to facilitate instant, low-cost cross-border transfers for underserved corridors like EUR-to-PLN and EUR-to-RON.

"CEE has always been treated as an afterthought by the payments industry, seen as too fragmented, too many local specifics, too complicated. We built Paypercut to fix that. This round gives us the resources to go further and faster: more markets, more payment options for merchants, and the infrastructure to move money in the way it should have always worked, instantly and at a fraction of the cost," said Stoil Vasilev, Co-Founder and CEO, Paypercut.

FF NEWS TAKE:

Paypercut is absolutely moving the needle by tackling the Central and Eastern Europe market—a region long ignored by Western giants. By combining unified financial infrastructure with forward-thinking stablecoin rails, they aren't just fixing payments; they are building a modern treasury layer for the region. Securing an EMI licence will be the final piece of the puzzle to challenge legacy cross-border banking across CEE.