Nopan Secures €7.2M to Scale Performance Infrastructure for Account and Wallet Payments

Quick Summary

Nopan has raised €7.2 million in seed funding to scale its account and wallet payments performance platform. Led by Newion, the capital will accelerate Nopan’s mission to provide next-generation payment infrastructure that optimizes conversion and reduces costs for digital businesses and fintechs across the European market.

How Does Nopan Optimize Account and Wallet Payments?

Account and wallet payments are often easier to launch than they are to scale. Nopan solves this by providing a specialist performance optimization layer that sits above standard connectivity. By focusing on routing and bank connectivity, the platform ensures that non-card methods achieve the same operational maturity and reliability that enterprise merchants expect from traditional card networks.

• Increased conversion rates through intelligent payment routing.
• Reduced payment costs by bypassing expensive legacy card rails.
• DNB license secured in Q4 2025 to ensure regulatory compliance.
• Principal Member of EPI to support the rollout of Wero.

What Results Has Nopan Delivered for Digital Businesses?

Founded by former Netflix payments leaders, Nopan applies merchant-side expertise to technical infrastructure. The platform allows businesses to turn account-based payment methods into measurable revenue drivers rather than just alternative checkout options. By addressing payment method behavior and bank-side friction, Nopan helps enterprise firms manage the shift toward faster payments without sacrificing the stability of their financial operations.

"Nick and I experienced first-hand how much value can be created when payment methods are properly optimised," said Konstantin Surkov, Co-Founder and CEO of Nopan. "Launching a new payment method is only the beginning. The real challenge is making it perform reliably across banks, customer behaviours, operational processes and, where relevant, across markets. Nopan was created to solve exactly that challenge."

Why is Performance Infrastructure Critical for A2A Payments?

As Europe moves toward pan-European payment initiatives like Wero, the fragmentation of local bank rails remains a hurdle. Nopan acts as the default performance platform, bridging the gap between simple connectivity and enterprise-grade execution. The €7.2 million funding will be used to expand payment method coverage and strengthen Nopan's commercial presence among European Payment Service Providers (PSPs).

FF NEWS TAKE:

Nopan is tackling the "last mile" problem of account and wallet payments. While many providers offer the plumbing to connect to banks, few offer the performance optimization needed for high-volume merchants. With a team hailing from Netflix, they understand that conversion and reliability are the only metrics that matter. This funding confirms that the industry is moving past simple A2A connectivity toward sophisticated, performance-led infrastructure.