Forter Appoints Jennifer Howard as Chief Merchant to Scale Global Retail AI Strategy
By Georgia Stubbs · 12 May 2026

Quick Summary
Forter has appointed Jennifer Howard as its first Chief Merchant to bridge the gap between AI technology and retail operations. This strategic hire aims to leverage Howard’s 20-year retail background to enhance Forter’s AI decisioning platform, ensuring frictionless customer journeys for over one million global merchants.
How Does Jennifer Howard’s Appointment Impact Forter’s Strategy?
Jennifer Howard joins Forter to serve as the primary advocate for the merchant community within the company’s executive leadership. By appointing a Chief Merchant, Forter is moving beyond traditional fraud prevention to focus on the holistic end-to-end customer journey. Howard will directly influence product development by translating real-world retail challenges into technical requirements for the AI decisioning platform.
- Two decades of experience at brands like Levi Strauss, Gap, and Williams-Sonoma.
- Focus on revenue growth initiatives and digital experience transformation.
- Direct oversight of a community serving 2 billion shoppers worldwide.
"The brands I've admired most are the ones that treat commerce as a craft, obsessing over the consumer experience and defining the commerce moments that truly matter," said Howard. "Forter is already the platform of choice for those businesses – delivering a core technology for frictionless experiences from sign-up to checkout and returns. I'm joining to deepen these relationships even more and to ensure Forter maintains its place at the center of the most exciting commerce stories being written right now."
What Results Has Forter’s AI Decisioning Platform Delivered?
Forter continues to scale its impact by processing data from a massive network to facilitate instant trust decisions. The platform is designed to eliminate friction at critical touchpoints, including sign-up, checkout, and returns. By integrating a Chief Merchant, the company aims to refine these metrics to better serve high-growth retail sectors.
- Network reach of 2 billion shoppers globally.
- Trusted by 1 million businesses including Nordstrom and Instacart.
- Proven track record of modernizing digital platforms and driving innovation.
"Forter was built for the businesses pushing commerce forward and those that demand partners who are one step ahead," said Michael Reitblat, CEO and co-founder, Forter. "Creating the Chief Merchant role embeds our merchant obsession into our corporate structure. Jennifer has lived and breathed the challenges our customers face. Her ability to translate merchant reality into action, and to amplify their voices across everything we build, is exactly what this moment in commerce calls for."
FF NEWS TAKE:
The appointment of a Chief Merchant is a savvy move that signals Forter’s evolution from a security vendor to a core commerce partner. By bringing in a veteran from the likes of Gap and Levi’s, Forter ensures its AI decisioning platform remains grounded in actual retail pain points rather than just algorithmic efficiency. This definitely moves the needle by humanizing AI for the world's largest retailers.
Companies in this story: Forter, e.l.f. Cosmetics, Levi Strauss, Gap, Balsam Brands, Williams-Sonoma
People in this story: Jennifer Howard, Michael Reitblat