Creditinfo and TaranDM Partner to Automate Global Credit Risk Decisioning

Creditinfo and TaranDM have partnered to integrate enterprise-grade credit risk decisioning into lending workflows across 40 countries. For fintechs and banks, this collaboration addresses the technical bottleneck of customising credit strategies, allowing lenders to automate decisions and respond to market shifts without heavy reliance on internal IT resources.

What was announced

Creditinfo, a global provider of credit information and risk management solutions, has entered a partnership with TaranDM to deploy a flexible credit decision engine across its international footprint. The collaboration is designed to help banks, fintechs, and telecommunications companies automate their credit processes throughout the entire customer lifecycle. By integrating TaranDM’s decisioning technology with Creditinfo’s existing data infrastructure and distribution network, the two companies aim to solve a common pain point: the high level of internal IT support usually required to update and maintain credit risk strategies.

The joint offering is available immediately and targets lenders in more than 40 countries across four continents. It allows for both real-time and batch processing of credit decisions, enabling institutions to adapt to changing economic conditions and local regulatory requirements more fluidly. TaranDM brings experience working with a diverse client base that includes tier-one banks and microlenders in both mature and fast-growing markets. This technical layer complements Creditinfo’s established presence in local markets, where deep knowledge of regional data and economic environments is critical for accurate risk assessment. Creditinfo will use its established distribution network to support the rollout, providing a solution that can be customised with minimal IT support to streamline operations and improve decision efficiency.

"Our existing automated decisioning solution provides lenders with a proven way to automate credit decisions in real time and in batch, across the full customer lifecycle. Partnering with TaranDM will significantly enhance our decisioning capabilities and enable our clients to maximise the value that they can get from Creditinfo’s data and local expertise in the 40 + countries that we operate in."

Stuart Kelly, Director of Decisioning and Consumer Solutions at Creditinfo

The companies involved

Creditinfo is a major global player in the credit information sector, specializing in risk management solutions and credit bureau services. The company has built a significant distribution network across Europe, Africa, and Asia, focusing on providing data-driven insights to help lenders manage risk in diverse regulatory environments. Its operations often involve navigating complex local market conditions where traditional credit data may be fragmented. The company maintains a presence in various regions, including through entities such as Creditinfo Malta, to serve local financial ecosystems.

TaranDM is an enterprise-grade credit risk decision engine provider. The company focuses on providing the technological framework that allows financial institutions to build, test, and deploy credit strategies with minimal coding or IT intervention. TaranDM’s platform is designed to be agnostic to the type of lender, serving a spectrum of clients from large-scale tier-one banks to agile fintechs and telecommunications providers. By offering a solution that can be customised to specific local needs, TaranDM positions itself as a bridge between raw credit data and actionable lending decisions, particularly in markets experiencing rapid digital transformation.

What FF News has reported before

FF News has previously tracked Creditinfo’s efforts to enhance lending intelligence through strategic partnerships. In July 2022, the publication reported on how Ondato Partners with Creditinfo Malta to enable more informed, faster lending decisions. That collaboration focused on integrating KYC and compliance tools to streamline the onboarding process, reflecting a long-term strategy of combining third-party technical expertise with Creditinfo’s core data assets to improve the efficiency of the lending ecosystem. This latest move with TaranDM continues that trend of augmenting data with specialized software layers.

What this means

This partnership highlights a growing shift in the credit industry where data access alone is no longer a sufficient competitive advantage. As lenders face volatile economic conditions, the ability to rapidly iterate on risk models without waiting for long IT development cycles is becoming a necessity. By bundling TaranDM’s engine with its data, Creditinfo is putting pressure on traditional credit bureaus that may offer data but lack the agile software layer required for modern fintech operations. The move raises questions about whether we will see further consolidation between data providers and "no-code" decisioning platforms as lenders seek more integrated, end-to-end risk management solutions that reduce operational friction.