Conta Azul Partners with Oscilar to Scale Fraud Prevention for Brazilian SMB Payments

Quick Summary

Conta Azul is integrating Oscilar’s agentic risk platform to secure its expansion into the Brazilian payments market. By unifying fraud prevention and onboarding, the partnership enables Conta Azul to protect over 100,000 SMBs while providing its risk teams with autonomous AI-driven tools to combat evolving financial threats.

How Does Conta Azul Secure Payments for Brazilian SMBs?

Conta Azul solves fraud challenges by deploying a unified risk infrastructure that covers the entire customer lifecycle. As the company transitions from a pure ERP provider to a full-service payments business, it requires a system that can handle real-time transaction monitoring alongside complex KYC and KYB onboarding processes. By utilizing Oscilar, Conta Azul eliminates fragmented tooling, replacing it with a single real-time view of the customer journey.

• 100,000+ businesses across Brazil protected by the new unified risk system.
• Real-time decisioning capabilities to identify and block fraudulent transactions instantly.
• Schema-agnostic design allowing seamless integration with existing SMB financial data.

What Role Does Agentic AI Play in Fraud Prevention?

Agentic AI capabilities empower Conta Azul’s fraud teams to operate with unprecedented speed and autonomy. Rather than relying on engineering tickets to update security protocols, risk analysts use a natural-language copilot to adjust rules in plain English. This AI-driven risk management includes automated historical performance reviews and AI-generated case summaries, which significantly reduce the time required for manual investigations.

• Natural-language rule building removes the dependency on internal engineering resources.
• AI-generated summaries provide analysts with immediate context for faster case resolution.
• Automated rule refinement based on historical data patterns to stay ahead of emerging threats.

How Does This Partnership Support Regional Expansion?

Expanding in Latin America requires robust security measures tailored to high-risk environments like Brazil. Oscilar’s platform provides the scalable risk infrastructure necessary for Conta Azul to grow within the Visma ecosystem, which reported €3.1 billion in revenue for 2025. This collaboration highlights a growing trend of agentic risk platforms becoming the standard for financial institutions looking to balance rapid growth with stringent regulatory and security demands.

FF NEWS TAKE:

This partnership definitely moves the needle for the Latin American fintech ecosystem. By adopting an agentic risk platform, Conta Azul is signaling that the future of fraud prevention lies in AI-driven autonomy rather than static rule-sets. For a company managing 100,000 SMBs, the ability to iterate on fraud prevention and onboarding without engineering bottlenecks is a massive competitive advantage in Brazil’s high-velocity payments market.