Conferma Launches Virtual Card Performance Index to Benchmark Global Hotel Payment Reliability
By Lauren Towner · 4 August 2026
In brief: Conferma has launched the Virtual Card Performance Index (VPI), a data-driven tool that scores hotels from 1-10 based on their reliability in processing virtual card payments for corporate travel.
| Scoring Range | 1 to 10 |
|---|---|
| Update Frequency | Monthly rolling window |
| Eligibility Requirement | Minimum 5 virtual card transactions |
| Launch Partners | BCD Travel, Clarity, CTM |

Quick Summary
Conferma's new Virtual Card Performance Index (VPI) is a global benchmarking tool that ranks hotels on a scale of 1 to 10 based on their reliability in processing virtual card payments. It uses real-world transaction data to help travel management companies optimize corporate travel programs and reduce payment friction.
How Does the Virtual Card Performance Index Improve Corporate Travel?
The Virtual Card Performance Index provides a transparent, data-driven method for evaluating how individual hotel properties handle digital transactions. By moving beyond simple acceptance, the index identifies where payment reliability issues occur, allowing Travel Management Companies (TMCs) to steer corporate clients toward high-performing suppliers. This visibility is critical because frictionless payment experiences directly impact traveler satisfaction and operational efficiency. Early adopters like BCD Travel and CTM are already integrating these metrics into their sourcing and booking workflows to mitigate escalations before they happen.
What Metrics Define a Hotel's Payment Reliability Score?
Each hotel is assigned a score from 1 to 10 based on two primary factors: payment delivery performance and completion consistency. Unlike traditional surveys, these scores are derived from aggregated transaction activity within the Conferma ecosystem. Key features of the scoring system include:
- Property-level data that rolls up into parent-group performance views.
- A monthly rolling window to ensure scores reflect current operational reality.
- A minimum eligibility threshold of 5 virtual transactions per window to ensure statistical relevance.
Why is Data-Driven Payment Benchmarking Essential for TMCs?
For organizations like Clarity and CTM, the VPI transforms payment performance data into a strategic commercial lever. By utilizing objective performance benchmarks, TMCs can provide deeper value to corporate travel programs by selecting hotels that demonstrate reliable execution. This reduces the administrative burden on agents who often have to resolve failed payment attempts manually. The index effectively bridges the gap between a hotel claiming to accept virtual cards and actually processing them successfully without traveler intervention.
FF NEWS TAKE:
Conferma’s VPI moves the needle by solving a persistent 'invisible' problem in business travel: the gap between payment acceptance and successful execution. For too long, travelers have been stranded at check-in desks due to fragmented hotel tech stacks. By gamifying reliability through a 1-10 score, Conferma is forcing accountability onto hotel groups. This is a sophisticated evolution of payment data that turns back-office metrics into a front-end competitive advantage.
Frequently asked questions
What is the Conferma Virtual Card Performance Index (VPI)?
The Virtual Card Performance Index (VPI) is the industry's first objective benchmark for measuring hotel payment reliability. Launched by Conferma, it uses real transaction data to score hotels on a scale of 1 to 10 based on how consistently they process virtual card payments.
How are hotel VPI scores calculated?
Scores are calculated at the property level using two primary metrics: payment delivery performance and payment completion consistency. The data is pulled from the global Conferma ecosystem and updated monthly. A hotel must have at least 5 virtual card transactions within the window to receive a score.
Which travel companies are using the VPI?
Leading Travel Management Companies (TMCs) including BCD Travel, Clarity, and CTM are early adopters of the VPI. They are integrating this performance data into their sourcing and booking workflows to improve the travel experience for corporate clients.
About the companies
BCD Travel
Founded 2006 · Headquartered in Netherlands · Part of BCD Group · Website · 2 stories on FF News since 2026
Previously on FF News:
CTM
1 story on FF News since 2026
Companies in this story: BCD Travel, Clarity, CTM, Conferma
People in this story: Neil Fyfe, Pat McDonagh, Mark Ledsham, Ken Augustine