Checkout.com Hits $750M Net Revenue and Sustained Profitability in 2026 Growth Surge

Checkout.com has surpassed $750 million in annualised net revenue, marking a 28% year-over-year increase. This milestone, paired with a return to profitability, signals a significant shift for the London-headquartered firm as it scales its US operations and integrates agentic AI. For fintech professionals, it validates the enduring value of enterprise-grade payment orchestration in a maturing digital economy.

What was announced

Checkout.com has reported reaching $750 million in annualised net revenue, representing a 28% year-over-year growth on a trailing 12-month basis. The company, which remains profitable year-to-date, has projected its total payment volume (TPV) to reach $480 billion for the full year of 2026. During the same period, the firm expects to achieve approximately $150 million in Adjusted EBITDA while continuing to expand its profit margins. This follows a 2025 performance where the company processed more than $300 billion in ecommerce payments volume.

The growth is supported by an expanding footprint in the United States, which has become the company’s fastest-growing region with processing volumes increasing by more than 120% year-to-date. The US now accounts for 20% of the group’s total payment volumes, an increase from 15% in the previous year. This expansion is facilitated by the company’s MALPB charter, which allows for direct acquiring within the US market.

Checkout.com currently serves over 1,700 enterprise merchants, including recent partnerships with Microsoft, Spotify, and Best Buy. The company’s strategy involves expanding its money management capabilities through new Business Account features and continued investment in Payouts and Issuing. Additionally, the firm will scale its Platforms solution to target ISVs, SaaS providers, and global marketplaces, while accelerating an AI strategy focused on agentic payment optimization, agentic commerce, and agent payments.

"Reaching $750 million in annualised net revenue is a meaningful milestone, but it is not the finish line. It is the result of staying close to our core: solving the hardest payment problems for the world’s most ambitious merchants and compounding what we learn. Our return to sustained profitability gives us the freedom to invest with conviction through the next decade. AI is at the heart of that investment and our purpose is simple: to help merchants generate more revenue and stay ahead."

Antoine Nougué, CRO of Checkout.com.

The companies involved

Checkout.com is a global digital payments company headquartered in London, operating with a workforce of 2,300 employees worldwide. The firm maintains a significant physical presence through 19 offices globally and operates across 56 countries. It holds 10 acquiring licenses, which allow it to provide high-performance payment solutions and direct acquiring services to thousands of companies within the digital economy. FF News has tracked the company's development across 156 previous reports as it has scaled its infrastructure.

The company’s global digital payments network is designed to support more than 145 currencies, processing billions of transactions annually for a client base that includes major brands such as Coinbase, HelloFresh, eBay, Uber, Pinterest, Vinted, Klarna, ASOS, and Sony. Checkout.com focuses on providing enterprise-level merchants with tools to improve payment acceptance rates and mitigate fraud, positioning itself as a revenue driver rather than just a cost center. Within the competitive fintech landscape, the company has established itself as a primary alternative to legacy banking systems by focusing on solving complex payment challenges for high-volume digital brands.

What FF News has reported before

FF News has closely followed the expansion of Checkout.com’s global infrastructure and its recent series of high-profile partnerships. We recently covered how Checkout.com Boosts UAE Payments with Native Jaywan Card Scheme Integration, a move that strengthened its position in the Middle East. The company’s technical evolution was also highlighted when Checkout.com Leverages Primer for Partners to Fast-Track Global Payment Capabilities.

In North America, we reported that Checkout.com Hits Triple-Digit US Growth and Launches New North American Payment Suite, reflecting the regional momentum mentioned in today’s announcement. This regional success is further evidenced by enterprise wins, such as when Best Buy Taps Checkout.com to Modernize Marketplace Payments Infrastructure.

What this means

The return to sustained profitability at this scale suggests that the enterprise payments market is entering a phase of mature consolidation. Checkout.com’s aggressive growth in the US market places significant pressure on established incumbents, indicating that direct acquiring licenses and local regulatory charters are now the minimum requirement for global competition. Furthermore, the pivot toward "agentic" AI commerce signals a shift in the industry’s technical frontier. As payments move toward autonomous optimization, the sector faces new questions regarding how traditional risk frameworks and fraud prevention will function when transactions are increasingly initiated and managed by AI agents rather than human consumers.