Botim and BDO Unibank Partner to Boost Financial Literacy for UAE-Bound Filipinos
13 July 2026

Quick Summary
Botim and BDO Unibank have partnered to integrate the Botim fintech platform into the Philippines' Pre-Departure Orientation Seminar (PDOS). This initiative provides cross-border financial literacy and digital onboarding for Overseas Filipino Workers (OFWs), ensuring they have access to regulated remittance tools and connectivity services before arriving in the UAE.
How Does the Botim and BDO Unibank Partnership Support OFWs?
Cross-border financial literacy is the cornerstone of this collaboration, targeting the 700,000 Filipinos currently residing in the UAE and the thousands more preparing to relocate. By integrating Botim into the mandatory Pre-Departure Orientation Seminar (PDOS), BDO Unibank ensures that workers are equipped with essential digital tools before they even board their flight. This proactive approach allows individuals to:
- Complete on-the-spot onboarding for the Botim app within the Philippines.
- Access regulated payment systems and remittance features immediately upon arrival.
- Utilize free VoIP calling to maintain vital family connections during the transition.
What Financial Tools Are Available Through This Integration?
Regulated financial services are front-loaded in the seminar curriculum to help workers avoid common predatory lending or unregulated money transfer traps. Through the Botim platform, users gain access to a comprehensive suite of mobile banking features including credit, savings, and investment tools. This early introduction helps 10.8 million Filipinos globally understand how to build financial foundations in a new economy. By the time a worker receives their first salary in Dubai, they already possess a verified digital identity and a functional platform for managing their earnings and sending money home via BDO Unibank’s extensive network.
What Results Has This Pre-Departure Program Delivered?
Reducing relocation friction is a primary metric of success for this nationwide initiative. By leveraging BDO Unibank’s status as the largest Philippine bank, the program reaches workers across a nationwide seminar network. Key metrics identified in the rollout include:
- Support for a community of 700,000 UAE-based Filipinos.
- Integration into established government-mandated programs (PDOS).
- Provision of instant digital connectivity for over 160 million global Botim users.
FF NEWS TAKE:
This partnership between Botim and BDO Unibank significantly moves the needle by addressing cross-border financial literacy at the point of origin rather than the point of arrival. In the fintech world, "onboarding" usually happens when a customer is already in-market; by moving this process to the pre-departure phase, Botim secures a massive, loyal user base while BDO Unibank reinforces its dominance in the remittance corridor. This is a masterclass in embedded financial education.
Companies in this story: BDO Remittance, Botim
People in this story: Maria Lourdes A. Donato, Hesham Sherif